2. No more student debt I remember looking up to people in their 30s when I was in college. They looked so grown up, like they had it all figured out. The house, the car, the kids… but now, at 35, I realize some of them just went with the flow, without a plan, and are paying dearly for the mistakes of their early days. Your 20s and 30s are the best time to build a strong financial base, to set yourself up for a comfortable life and retirement. It may seem like you are going slow, but you have time on your side. After a decade or so, everything will snowball for the better, provided you put in the effort early on. So let’s have a look at the major financial milestones you should achieve by your 30s. 1. Not living paycheck to paycheck YOLO was a fine saying in your 20s. You’re over that now. This is the time to get serious about saving if you want to enjoy what life has to offer. Start by saving $5 a week, $10 the next week, until it hurts. Little amounts will add up. By your early 30s, you have been out of college for almost 10 years. That is a long time to still carry a balance on your student loans. The average debt for the class of 2015 was over $35,000. With some loans including a 0% interest period, or some kind of forgiveness over time, you need to find a way to come up with $3,500 a year plus interest to put towards your loans in your 20s. Your 30s are meant for building wealth, not digging your way out of debt. continue reading » 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
It was far from easy for the north London side, who had goalkeeper Hugo Lloris and some wayward finishing to thank for restricting the visitors to one Steve Sidwell goal. That strike came moments after Paulinho had given Spurs a first-half lead by ghosting in unmarked to prod home an Eriksen free-kick. Tottenham regained the lead moments into the second half when Harry Kane glanced in his third goal in as many games, before more poor defending from an Eriksen free-kick allowed Younes Kaboul to bundle home. The Dane gave away a late penalty by handling a Hugo Rodallega flick, but Lloris saved his blushes and his late substitution was met by a standing ovation. Fulham boss Felix Magath made five alterations in a bid to make it three successive wins, while the main Tottenham team news was Sandro’s absence from the squad. The Brazil midfielder took to Twitter at 10.20am to forewarn fans of his absence, posting “just to let you know that i’m not injured!”. Outspoken Sherwood will no doubt have something interesting to say about that tweet after a match they began slowly. Fulham first threatened inside the opening two minutes when Alex Kacaniklic hit the side-netting, with Rodallega volleying wide soon after. Scott Parker’s dead leg after an innocuous collision with Emmanuel Adebayor gave Spurs time to settle, but they were struggling to cause the Fulham back line any serious problems. Their first real chance came courtesy of Brede Hangeland, whose inability to clear an Eriksen corner saw Kane head back across goal and Kaboul power over from six yards. Fernando Amorebieta blocked an Adebayor strike soon after, but not until after Lloris had come to Spurs’ rescue to prevent Rodallega turning home a deflected Parker through-ball. Soon it was opposite number David Stockdale taking the starring role, denying a goal-bound Aaron Lennon volley by palming onto the inside of the post before Hangeland, guilty for losing possession, gratefully hacked clear. While Stockdale saved his defence that time, he could do little to stop the hosts opening the scoring after 35 minutes when Eriksen’s fine free-kick was turned home by the inexplicably unmarked Paulinho. Sherwood punched the air as much in relief as celebration, but was soon cursing poor defending of his own. Zeki Fryers was the guilty party as he accidentally diverted Sidwell’s one-two back into path of the Fulham midfielder, who showed strength, skill and composure to dink delicately over Lloris. It was a sucker-punch that left Tottenham looking toothless heading into half-time from which they returned strongly, regaining the lead less than three minutes after the restart. Lennon was the architect, cutting back on himself before sending in a left-footed cross that was impressively glanced home by in-form Kane. It was the 20-year-old’s third goal in as many games, but it has not been the scoring that has been a problem for Spurs – it is keeping them out and Fulham came close soon after. John Arne Riise’s driven left-wing cross was met by a powerful header by Rodallega, whose goal-bound header was set to nestle home until Lloris impressively tipped away. The Colombian jokingly embraced the Spurs goalkeeper in frustration at the fine save that Fulham were made to rue further in the 62nd minute. John Heitinga’s horrible challenge on Danny Rose saw the Dutchman pick up the afternoon’s first booking and gave Eriksen the chance to whip over another free-kick. Like the opener, the Cottagers failed to deal with it and Kaboul wriggled free of Rodallega to bundle home after Stockdale failed to reach the cross. It was another poor goal to concede by Fulham, whose frustration increased when Rose took down Kacaniklic in the box only for referee Lee Probert to dismiss their appeals. They did, though, get a penalty in the 76th minute when Eriksen used his arm to block a Rodallega flick, only for Lloris to turn away Sidwell’s powerful spot-kick. Lloris was again in action to punch clear an Amorebieta effort late on, capping a fine display in which he ran Eriksen close for the man-of-the-match award. The Denmark playmaker has been one of the few shining lights in a disappointing season for Spurs, whose top-four charge looks destined to fall short in another trophyless campaign. The underwhelming season is expected to cost Tim Sherwood his job, but Eriksen is certainly helping the head coach focus on the positives, setting up two goals in a man-of-the-match display that saw relegation-threatened Fulham beaten 3-1. Christian Eriksen was again the architect as Tottenham halted embattled Fulham’s Barclays Premier League resurgence at White Hart lane. Press Association
The Pompano Beach Cultural Center is proud to present a dynamic exhibit that celebrates the music, message and masters of reggae. David I Muir’s collection of 26 iconic reggae-music performance photos will be on display at the venue from August 10 through September 30, 2018.Reggae Reel The collection, appropriately entitled Reggae Reel – Moments in Music features stunning images of reggae royalty including Marcia Griffiths and Buju Banton, today’s hottest artists including Tarrus Riley, Mavado and Chronixx, plus rising stars like Koffee and Sevana. The experiential exhibit will also feature a video installation and graphic montages featuring select lyrics. In addition, the Center is presenting a concert by Rootz of Music entitled, The American Roots of Jamaican Music on August 26, 2018 at 7pm. Earlier that afternoon, David will present his artist talk about the photo collection at 3pm. Doors open at 2:30p that Sunday, August 26th. For more information, www.ccpompano.org. Love affair with reggae “I am thrilled to bring this collection to The Pompano Beach Cultural Center,” said Muir, whose photographs have been featured in national and international exhibits as well as the coffee table book, Pieces of Jamaica. “I’ve had a love affair with reggae for as long as I can remember. I took most of these images for my own, selfish gratification. Now, it’s a welcome pleasure that I’m able to share them in this way.” Muir, a former disk jockey, manager of music talent and concert promoter, had a unique vantage point when taking these photos, and his love of the genre and its messages are evident in every shot.Path to the truth “The lyrics in reggae music are a path to the truth,” he said. “They teach us how to love and unite. Through this music and through the strength of the Jamaican culture, we can learn many lessons. That is why this exhibit, especially at this time, is so important.”Reggae originated in Jamaica in the 1960s as a rhythmic language giving voice to a voiceless people. At its origin, its lyrics shared messages of peace, unity, and the protest of injustice.Today, it is embraced worldwide, conveying love, pride, struggle, and every human emotion in every language. Just as the featured artist-messengers share their stories through the music, Muir shares the passion and power of their performance in still shots. About David I. MuirDavid I. Muir, who was born in Jamaica, is a photo artist, author, entrepreneur and community leader living in South Florida. His photo collections, including the critically acclaimed Pieces of Jamaica and its accompanying coffee table book, have toured in national and international exhibitions. Muir is currently a Director at Island Syndicate, publishers of Island Origins Magazine and producers of The Taste the Islands Experience. He serves on local advisory boards, including nonprofits and arts organizations, curates multiple annual Fort Lauderdale art exhibits, conducts seminars for aspiring journalists and photographers, and teaches photography at Broward College.