12 financial goals you should reach by your 30s

first_img2. No more student debt I remember looking up to people in their 30s when I was in college. They looked so grown up, like they had it all figured out. The house, the car, the kids… but now, at 35, I realize some of them just went with the flow, without a plan, and are paying dearly for the mistakes of their early days. Your 20s and 30s are the best time to build a strong financial base, to set yourself up for a comfortable life and retirement. It may seem like you are going slow, but you have time on your side. After a decade or so, everything will snowball for the better, provided you put in the effort early on. So let’s have a look at the major financial milestones you should achieve by your 30s. 1. Not living paycheck to paycheck YOLO was a fine saying in your 20s. You’re over that now. This is the time to get serious about saving if you want to enjoy what life has to offer. Start by saving $5 a week, $10 the next week, until it hurts. Little amounts will add up.center_img By your early 30s, you have been out of college for almost 10 years. That is a long time to still carry a balance on your student loans. The average debt for the class of 2015 was over $35,000. With some loans including a 0% interest period, or some kind of forgiveness over time, you need to find a way to come up with $3,500 a year plus interest to put towards your loans in your 20s. Your 30s are meant for building wealth, not digging your way out of debt. continue reading » 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more