What Reddit users say about banks vs. credit unions

first_imgDo you really want to know what people think about your credit union–or why they’re choosing a bank instead? Reddit’s popular platform allowing users to post and discuss topics openly might just be the answer financial institutions have been searching for in regards to honest, unbiased feedback. We’ve read over recent feeds to share the highlights, and how your credit union could benefit from the information.They’ve Got Money on Their MindWhat We Found: It doesn’t really come as a surprise that people discussing personal finances are focused on how much money they’re earning or spending at a financial institution. Comments ran the gamut from fees, credit card minimums to earn rewards, or which places were easier to get loans from. But within all that discussion, a couple of topics stood out. The most discussed was how much individuals were earning from their checking or savings accounts. The other was how much they were paying in fees. What We Can Learn:The most amazing thing to read was the happiness that could be seen when people were sharing their positive experiences regarding these two topics. Whether it was touting the rates their financial institution had been offering them, the waved ATM fees, or debating where bank or credit union profits go, many were happy to give a little referral to their financial institution. Realizing that within all the discussions it was more important for people to bring up the money they were earning, versus how much they were being charged, is also a small bit of insight into your member’s mind. Knowing their priority for a financial institution can give an edge on how to speak to them.Why Technology and Trust Matter What We Found: While some people focused on personal service, and others felt convenience was key, the way technology and security play into all the areas is very important to everyone. This could be seen in several different viewpoints: some comments were about employee honesty at their institution; others based their choice solely on the security measures taken to protect accounts. Tech discussions also included how accessible their money was: 24/7 banking options, customer service availability, ease of accessing while traveling, etc.What We Can Learn:Your credit union may have the security, accessibility and online choices for every type of person, but if they don’t know about it, you may as well not have them at all. If Reddit users need to defend their credit unions’ convenience and security features, it could be a telling sign where marketing and communication could be improved. Everyone Wants Something DifferentWhat We Found:Overall, there wasn’t a completely clear winner or loser as the financial institution of choice. Instead there were a lot of people agreeing that the best choice had a lot to do with personal financial needs. One thread in particular, a user wanted specific advice for his current life situation, and many were quick to point out which benefits or services might suit him best. Also many comments would have something to the effect of, “this is what works best for me” when talking about their choice. What We Can Learn:In the end, there will never be a one-size-fits-all financial package for members. That’s why your credit union has options. The most important thing then, is to make sure your members, and potential members, know those options exist through proper marketing. Customer referrals and positive word-of-mouth are both great, but they can’t work alone. Bottom line is, people will continually search for the best options–it’s important they are informed and aware you can offer exactly what they’re looking for. References:https://www.reddit.com/r/personalfinance/comments/66i35u/when_is_a_credit_union_preferable_to_a_bank/#bottom-commentshttps://www.reddit.com/r/personalfinance/comments/5jzlry/what_is_the_difference_between_a_credit_union_and/#bottom-commentshttps://www.reddit.com/r/personalfinance/comments/54de3n/credit_union_vs_major_bank/#bottom-comments 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Ben Prager Prior to forming Prager Creative, Ben worked with design studios, branding firms and advertising agencies to push great strategy and design for all his projects. His experience with all aspects … Web: www.pragercreative.com/creditunions Detailslast_img read more

Jets, Bills and 49ers boast top-rated rookies in ‘Madden NFL 20’

first_imgDespite his lower Overall rating, Murray will be a big threat right out of the gate. He has 91 Speed, 92 Acceleration, 90 Agility, 89 Throw Power and 87 Throw on the Run. The second-highest-rated rookie is Ed Oliver of the Bills. He comes in at 79 Overall, ahead of his draft position of 9th. Nick Bosa, selected second by the 49ers, ranks third at 78 Overall.One name rated well above his draft position is Seattle Seahawks wide receiver D.K. Metcalf, who was taken 64th but boasts a 76 Overall rating that ranks him tied for seventh among rookies.Players with impressive physical and athletic attributes have an advantage in ratings, as those have already been demonstrated without having play a single down. At receiver, Metcalf has 95 Speed (second), 94 Jumping (second), 93 Acceleration (third), 80 Stiff Arm (first), 77 Strength (first), and 68 Trucking (first).Others who jumped beyond their slots include Vikings tight end Irv Smith Jr. (taken 50th — 75 Overall) and receiver J.J. Arcega-Whiteside of the Eagles (drafted 57th — 73 Overall).Marquise “Hollywood” Brown is the fastest rookie with a Speed rating of 97. Metcalf, Mecole Hardman, and Andy Isabella are next at 95.MORE: Patrick Mahomes graces cover of ‘Madden NFL 20’The most disappointing player entering “Madden NFL 20″ is easy to identify. Giants quarterback Daniel Jones was taken sixth overall, but ranks 204th among rookies with a 63 Overall. One of those players is a quarterback who went undrafted. A new ratings system is spreading out the numbers more this year in order to better differentiate player performance on the field. That has been reflected here, as typically in the past the top rookies would start in the low-mid 80s. This year there are numerous first rounders who don’t even crack the 70s.80: Quinnen Williams (NYJ)79: Ed Oliver (BUF)78: Nick Bosa (SF)77: Josh Allen (JAX), Marquise Brown (BAL), T.J. Hockenson (DET)76: Dexter Lawrence (NYG), D.K. Metcalf (SEA)75: Brian Burns (CAR), Irv Smith (MIN), Byron Murphy (ARI), Christian Wilkins (MIA)74: Noah Fant (DEN), Clelin Ferrell (OAK), Josh Jacobs (OAK), N’Keal Harry (NE), Jeffery Simmons (TEN), Jerry Tillery (LAC), Devin White (TB)73: Kyler Murray (ARI), J.J. Arcega Whiteside (PHI), Garrett Bradbury (MIN), Rashan Gary (GB), Montez Sweat (WAS), Greedy Williams (CLE)72: A.J. Brown (TEN), Sean Murphy-Bunting (TB), Devin Bush (PIT), Hakeem Butler (ARI), Dwayne Haskins (WAS), Darrell Henderson (LAR), Trysten Hill (DAL), Andy Isabella (ARI), Darnell Savage (GB), Jace Sternberger (GB), Jachai Polite (NYJ), Miles Sanders (PHI), Devin Singletary (BUF), Jonah Williams (CIN)”Madden NFL 20” releases on July 30 (Superstar Edition for $80) and Aug. 2 (Standard Edition) and includes a new Career Mode featuring some college teams. The Standard Edition of the game is available for just $50.94 through Amazon.Bryan Wiedey posts sports gaming news and analysis daily at Pastapadre.com, is co-founder of the sports gaming site HitThePass.com, hosts the “Press Row Podcast” and can be reached on  Twitter @Pastapadre. MORE: ‘Madden’ Russell Wilson looks nothing like real thingRookie quarterbacks have generally been rated lower than other positions that may have easier transitions to the NFL from college. Lower ratings in categories such as Awareness play a big role in that trend. Quarterbacks have to get on the field and prove themselves, but they benefit from playing the position that can produce the most highlights — and stats — to result in a rise in ratings over the course of a season. Kyler Murray was selected No. 1 in the 2019 NFL Draft by the Cardinals, but that isn’t his position as far as rookie ratings go for the upcoming “Madden NFL 20.” The label of “top rookie” instead belongs to the NFL Draft’s third overall pick, Quinnen Williams of the New York Jets, who was given an 80 Overall rating by video game developer EA Sports.In fact, Murray barely cracks the upper tier as he finds himself in a tie for 20th with a 73 Overall rating.last_img read more


first_imgAn Clochan Liath Club NotesBa iad 2, 7, 8 agus 21 na huimhireacha lotto a tarraingeadh ag deireadh na seachtaine agus agus nior baineadh póta óir an lotto. Beidh €3,700 sa phóta óir don seachtain seo. Bhain na daoine seo leanas €20 an ceann Breda Boyle Diamond, Dungloe, Raymond Sweeney Cloughwally, Andrew Deish 7A Loughanure, Maggie Boyle Burtonport agus James Byrne Mass, Glenties.Bhain Bernie Sweeney as Bunbeg, Brid Molly as Tangavane agus Ann Marion Sweeney as Sheskinarone €100. ag an bhingo. The Minor board AGM was held on the 12th of November and the following officers were elected for 2013. Chairman Peter Ward, Secretary Marie Bonner, PRO Eamon McGee, Delegates to the southern board Paul Martin, Eugene McGarvey & Jimmy O’Donnell.Managers for the various teams were also selected U-18 – Tony Boyle, U-16 Eugene McGarvey, U-15 Og Sport – Eugene McGarvey, U-14 Marty Boyle & Peter Ward, U-13 Eoin Bonner & Eamon McGee, U-12 John Ward, Anthony Ward, Shaun McGonagle, U-10 Dessie Gallagher, U-8 Raymond Sweeney. Also mentioned at the night was the need to have additional help and volunteers for the ladies and hurling teams.A proposed information night to be held at a future date in order to attract some new volunteers and help in the future running of all these teams, more to follow on this. A fun day in the RCS gym starting at 10am is also scheduled for the 24th of November 2012 in aid of John Boyle’s cerebral palsy treatment fund. Finally the minor board presentation will take place on the 27th of December 2012 in the parochial hall at 8pm.The Club would like to sincerely thank Patrick and all at the Bayview Bar for a great fundraiser on Saturday night. A Big thank you to Thomas who contributed greatly to the proceedings and to the girls, Theresa and Emma and Éimear who provided their services on the night and last but not least to the brave volunteers Daniel, John, Hugh, Conor, Kevin, Ciaran, Donal, Patsy, Conor and James who made it such a successful night.  GAA: DUNGLOE GAA CLUB NEWS was last modified: November 13th, 2012 by BrendaShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:GAA: DUNGLOE GAA CLUB NEWSlast_img read more