Printer needs Indians to fight French

first_imgMonday 13 December 2010 9:07 pm Share whatsapp KCS-content Printer needs Indians to fight French More From Our Partners 980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comKiller drone ‘hunted down a human target’ without being told tonypost.comBill Gates reportedly hoped Jeffrey Epstein would help him win a Nobelnypost.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.com Tags: NULL Show Comments ▼ whatsapp DE LA Rue is used to being a target. During the 1940s blitz, it was bombed by the Luftwaffe; Harold Wilson rode to its rescue in 1968 by blocking a takeover from Rank; now it is the French who have the firm in their sights. Of course, populist politicians will side with the company’s management, which has dismissed Oberthur’s offer as derisory. Losing Cadbury to Kraft was bad enough, they mutter, but the French printing British banknotes? Quelle horreur! However, a significant number of investors – already irked by management’s decision to keep the approach under their hat for four whole weeks – completely disagree. Oberthur’s 905p-a-share offer probably doesn’t reflect the company’s true value, nor its technical expertise, but some analysts say it isn’t a million miles away. To be fair, it is awfully difficult to put a price tag on De La Rue. How do you value a firm has lost its biggest customer, the Indian government, at least for now? Last month it announced a halving in six-monthly profits to £23.8m and a 20 per cent reduction in revenues to £209m.Unless the Indian government moves quickly to show it still trusts De La Rue – and speed is not its strong point – some investors might prefer not to wait and see. Try as it may, the firm’s management is not in a position to play hard to get. Analysts at UBS say De La Rue is wrong to sniff at the 905p-a-share offer. If management can bid ‘em up, says the broker, then we could have a deal. Until then, the banknote printer needs to enlist the Indians to help it fight the French. last_img read more

Tabcorp raises AU$230m from retail share sale

first_imgHaving raised $371m from the sale of shares to institutional investors, Tabcorp retail investors then sold 8.5m retail entitlements between 24 August and 3 September, representing approximately 12% of entitlements, generating $2.7m for shareholders. For that period, revenue declined 4.8% to $5.22bn and non-cash impairment charges saw the business swing to an $870m net loss. Australian lotteries and gaming giant Tabcorp has raised approximately AU$230m (£130.1m/€142.2m/$168.8m) from the sale of shares to retail investors, taking its total proceeds from an accelerated entitlement offer to $600m. Topics: Finance Lottery Lottery “The completion of the retail shortfall bookbuild concludes the renounceable entitlement offer announced with our FY20 results,” Tabcorp chair Paula Dwyer said. “We are pleased that all of our retail shareholders who did not participate have realised value for their rights.” 16th September 2020 | By Aaron Noy Regions: Oceania Australia Through the $600m entitlement offer, its gross debt to EBITDA ratio will be reduced from 3.8x to 3.2x. Australian lotteries and gaming giant Tabcorp has raised approximately AU$230m from the sale of shares to retail investors, taking its total proceeds from an accelerated entitlement offer to $600m.center_img It said that the ongoing uncertainty around the novel coronavirus (Covid-19) pandemic had prompted the business’ board to pay down debt and reduce its gross debt to EBITDA ratio to between 2.5 to 3.0x, down from its current rate of 3.0 to 3.5x. Following the publication of Tabcorp’s results for the year ended 30 June the operator announced the fundraising drive, to improve its credit rating and conserve additional capital. Eligible shareholders that did not take up their entitlements, and ineligible retail investors, will receive $0.06 per entitlement sold through the bookbuild. In total, 35,000 retail shareholders took up their entitlements, which saw them acquire one new share for every 11 existing ordinary shares. This saw investors subscribe for 31.4m new Tabcorp shares, raising approximately $102.0m before the offer period closed on 10 September. AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Subscribe to the iGaming newsletter A further 39.7m retail entitlements were then made available through a retail shortfall bookbuild, priced at $3.31 per retail entitlement. Tabcorp raises AU$230m from retail share sale Email Addresslast_img read more

3 of the best FTSE 100 stocks to buy today

first_img Roland Head has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Learn how you can grab this ‘Top Income Stock’ Report now See all posts by Roland Head Tuesday’s stock market wobble was a reminder that the economic outlook remains uncertain. Some investors seem to be shifting their assets into cash, but I’m staying focused on buying ‘boring’ FTSE 100 stocks.I’ve chosen three shares I think should perform well and pay reliable dividends, whatever happens next. In my view, these could be the best FTSE 100 shares to buy today.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Back to growthTelecoms giant Vodafone Group (LSE: VOD) has been out of favour in recent years, but this is starting to change. CEO Nick Read has slimmed down this business, focusing on core European and African markets. Revenue has returned to growth and Mr Read has raised cash to pay down debt by floating the group’s tower business.Vodafone’s share price has risen by nearly 20% over the last six months. I think there’s more to come. City analysts expect profits to rise by around 30% over the coming year. Cash generation is expected to remain strong too. I think we could see a return to dividend growth this year.What could go wrong? Like most big telcos, Vodafone must keep spending on network upgrades, even though growth opportunities are limited in mature markets like the UK. I think this could limit long-term share price growth.I don’t expect fireworks, but Vodafone’s 5.6% dividend yield looks safe and attractive to me.The government is selling this FTSE 100 stockThe banking bailouts of 2008 seem a long time ago now. But the UK government still owns 55% of NatWest Group (LSE: NWG) — the FTSE 100 bank formerly known as Royal Bank of Scotland Group.The good news is that government ownership no longer stops the bank paying dividends. NatWest is expected to pay a dividend of 8.8p per share for 2021, giving the shares a forecast yield of 4.6%.Chancellor Rishi Sunak seems keen to get rid of NatWest shares too. The Treasury sold a 5% chunk of NatWest stock earlier this week, raising £1.1bn. I suspect we could see more sales later this year.An economic slump could lead to an increase in bad debts. But NatWest was cautious last year and prepared for significant losses. So far, it looks as though these could be smaller than expected.NatWest shares trade at a 25% discount to book value and offer a forecast yield of 4.6%. I’d be happy to buy at this level.A defensive winner?My final choice is consumer goods group Reckitt Benckiser (LSE: RKT). This £45bn FTSE 100 stock is probably best-known for its health and hygiene products, including brands such as Finish, Dettol, and Nurofen.Sales of cleaning products rocketed during the pandemic. However, the rest of the business is still playing catch-up. This is due to stockpiling last year, plus lower demand for products such as cold and flu remedies during lockdown.One concern for me is that the group’s nutrition division — which mostly sells baby formula milk — may continue to underperform. Much of this business was acquired in an expensive deal in 2017. I’m not sure it was a good deal.Even so, I expect most of Reckitt’s big brands to return to a more normal performance over the next 12 months. Analysts put the stock on 20 times forecast earnings, with a 2.8% dividend yield. I think that’s fair value today, but I see this FTSE 100 stock as a good long-term buy. Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Roland Head | Wednesday, 12th May, 2021 | More on: NWG RKT VOD Enter Your Email Addresscenter_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. We think that when a company’s CEO owns 12.1% of its stock, that’s usually a very good sign.But with this opportunity it could get even better.Still only 55 years old, he sees the chance for a new “Uber-style” technology.And this is not a tiny tech startup full of empty promises.This extraordinary company is already one of the largest in its industry.Last year, revenues hit a whopping £1.132 billion.The board recently announced a 10% dividend hike.And it has been a superb Motley Fool income pick for 9 years running!But even so, we believe there could still be huge upside ahead.Clearly, this company’s founder and CEO agrees. Image source: Getty Images 3 of the best FTSE 100 stocks to buy today The Motley Fool UK’s Top Income Stock… Our 6 ‘Best Buys Now’ Shareslast_img read more

FULL MATCH: Thriller in Pretoria as over 100 points are scored in local derby tryfest

first_imgThursday Apr 9, 2020 FULL MATCH: Thriller in Pretoria as over 100 points are scored in local derby tryfest We’re starved for live rugby at the moment so have decided to try to share a full match for you every day. Today, it’s a tryfest as we go back to 2004 and the local derby between the Bulls and the Cats in Pretoria.ADVERTISEMENTWith a number of Springboks such as Victor Matfield, Fourie du Preez and Juan Smith all on show, this one turned into a festival of running rugby, and ended as one of the highest-scoring Super Rugby matches of all time. Enjoy. Posted By: rugbydump Share Send Thanks Sorry there has been an error See it to Believe it Related Articles 25 WEEKS AGO WATCH: Experts explain what actually happens… 26 WEEKS AGO WATCH: Leigh Halfpenny makes yet another… 26 WEEKS AGO Parisse alley-oop magic sets up brilliant… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Folie Divine / Farshid Moussavi Architecture

first_imgCopyApartments•Montpellier, France Planner: Apartments ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/885516/folie-divine-farshid-moussavi-architecture Clipboard Folie Divine / Farshid Moussavi Architecture Folie Divine / Farshid Moussavi ArchitectureSave this projectSaveFolie Divine / Farshid Moussavi Architecture 2017 Projects Associated Architect:RichezAssociated Landscape Designer:ColocoEngineer:PER IngénierieClient:Les Nouveaux ConstructeursCity:MontpellierCountry:FranceMore SpecsLess SpecsSave this picture!© Paul PhungRecommended ProductsFiber Cements / CementsDuctal®Ductal® Cladding Panels (EU)Fiber Cements / CementsULMA Architectural SolutionsPaper Facade Panel in Leioa School RestorationWoodSculptformTimber Click-on BattensWoodTechnowoodPergola SystemsText description provided by the architects. Folie Divine is the first of two ‘folies’ planned by the City of Montpellier on its brownfield sites, as a continuation of a history dating back to the eighteenth century, when local aristocrats and the bourgeoise commissioned architects to build spectacular grand mansions in garden settings, such as the castles of Flaugergues, de la Mogère and de la Mosson. However in French and English gardens, the idea of Folie has a longer history in which a playful structure with no practical purpose would be placed within a garden or landscape to elicit pleasure, luxury and wealth. As an idea, the Folie therefore plays with this leap beyond mere practicality.Save this picture!IsometricFMA’s proposal for Folie Divine is based upon the understanding that the City of Montpellier, by setting the Folie as the brief for a residential building, was asking how the Folie’s playful character could be used as a critical tool to generate a new possibility for the architecture of housing.Save this picture!© Paul PhungSite The site is located on Îlot M2 within Les Jardins de la Lironde- an urban development area on Montpellier’s periphery, master-planned by Christian de Portzamparc. To the west, it borders a river and residential neighbourhoods to its north, east and west.The site therefore enjoys tranquillity as well as a pleasant Mediterranean climate.Save this picture!Site PlanArchitecture: Luxury as choiceThe architecture of Folie Divine defies the typical notion
of residential luxury as synonymous with the use of expensive materials. Instead, it redefines luxury in three ways: a variety of spatial choices beyond bedroom count to compliment one’s unique lifestyle, the flexibility to modify one’s home as and when required, and finally the freedom to enjoy both interior and exterior spaces of the home in utmost privacy.Save this picture!© Paul PhungThe initial brief requested five different apartment types. Folie Divine, through its unique assembly of floor plates, balconies and structure, provides its residents with 36 apartment types.Save this picture!Apartments DiagramMassing: Environmental sustainabilityThe building is designed as a 9-storey tower (the maximum height permitted by the masterplan for the area)in order to achieve a compact footprint and provide the apartments with views of the sea as well as the city centre in the distance. Its compact footprint also allows the rest of the site to be used for a garden, giving the building a Folie like setting and creating corner apartments which benefit from two aspects and cross natural ventilation. The massing of the building therefore increases sustainability through reduced land occupation.Save this picture!© Paul PhungBalconies: Privacy, Indoor-Outdoor living, Choice, Environmental sustainabilityTo enable indoor-outdoor living, all apartments are designed with curvilinear balconies that taper at each end to obviate the need for balcony dividing walls between neighbours, which typically obstruct lateral views out of balconies. To avoid overlapping views between neighbours, the curvilinear balconies are strategically located with respect to one another, so that each balcony enjoys 180 degree views out but never into the neighbouring balcony.Save this picture!© Paul PhungIn addition, four different floor configurations are used, each with differing balcony locations stacked in alternating order to ensure that neighbouring balconies are two levels apart from each other. This minimises downward views from one neighbour to another and creates the choice of two balcony types throughout the building: a single height balcony, shaded by the level above and designed with exterior curtains for additional privacy and wind protection, and, a double height balcony which benefits from maximum sun exposure and provides the possibility of maintaining taller house plants.Save this picture!Balconies Privacy DiagramTo reinforce privacy in the balconies, the handrails are designed with double points of support, arranged along
two parallel lines and offset from one another. The double points of support, compared to a single support at double the width, provides the views out of the balconies with greater transparency and minimizes views in from the exterior, as the double points of support generate a moiré like pattern when viewed at an oblique. The unusual degree of privacy and choice created by the shape and location of balconies, as well as their moiré handrails and exterior curtains, will promote indoor-outdoor living. Since the balconies are almost as private as interior spaces, they can be used as an extension of them. For instance, a resident has requested his balcony structure to be reinforced to install a jacuzzi.Save this picture!© Paul PhungStructure and Building Materiality: User EmpowermentTo provide residents with the option of apartment subdivision following their unique lifestyles, the structure of the building is located along the vertical core, the façade and the party wall between neighbouring apartments. The apartments are therefore free of a load-bearing structure and empower residents to reconfigure their interiors at their own pace as and when their requirements change. Initial owners have already customised their internal
wall placements, and each apartment has consequently acquired a unique layout. Two apartments were also purchased by one family and combined into a single home.Save this picture!SectionSave this picture!© Paul PhungSave this picture!DetailTo minimise the need for building maintenance over time and the associated costs that could burden residents, the building envelope is clad in corrugated anodized aluminium metal panelling and glass, whilst hardwood flooring is used for the balconies.Save this picture!© Paul PhungProject gallerySee allShow lessFreemen’s School Swimming Pool / Hawkins\BrownSelected ProjectsJung Clinic / Kim Seunghoy (Seoul National University) + KYWC ArchitectsSelected ProjectsProject locationAddress:Montpellier, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share CopyAbout this officeFarshid Moussavi ArchitectureOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsMontpellierFrancePublished on December 18, 2017Cite: “Folie Divine / Farshid Moussavi Architecture” 18 Dec 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesSynthetics / AsphaltMitrexSolar RoofMetal PanelsAurubisCopper Alloy: Nordic RoyalPlumbingSanifloGreywater Pump – Sanifast®SWH190WoodLunawoodInterior ThermowoodMembranesEffisusAVCL Systems for FacadesSinksCosentinoBathroom Collection – Silestone® WashbasinsDoorsStudcoPocket Door Trims – CavKitWoodStructureCraftEngineering – Architectural & FreeformMetal PanelsRHEINZINKPanel Surface Finish – prePATINA-LineHanging LampsEureka LightingSuspended Lights – BloomMetallicsBaileyFacade Systems- I-Line Snap-On Feature ChannelMore products »Save想阅读文章的中文版本吗?Folie Divine ,一栋‘自动旋转’的公寓 / Farshid Moussavi Architecture是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: Farshid Moussavi Architecture Area Area of this architecture project Photographs:  Paul Phung Manufacturers Brands with products used in this architecture project Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/885516/folie-divine-farshid-moussavi-architecture Clipboard Save this picture!© Paul Phung+ 34 Share France Manufacturers: Aluform, K-Line France, Serge Ferrari, Siplast Area:  2740 m² Year Completion year of this architecture project “COPY” ArchDaily SERM Photographs “COPY”last_img read more

Time to give time

About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Time to give time AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis TimeBank, an online matching system for volunteers and voluntary opportunities, was launched today.TimeBank, an online matching system for volunteers and voluntary opportunities, was launched today. A project of ONE20, a charity set up by Jane Tewson, co-founder of Comic Relief, TimeBank has the support of the BBC. Four thousand BBC staff are being encouraged to donate half a day to voluntary work, to which the BBC will add half a day’s paid leave for voluntary work.Individuals can register their availability and interests at , and charities can register their needs at The Site. Advertisement Howard Lake | 29 February 2000 | News  16 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis read more

US Bank: The Legal Challenges of Default Servicing

first_img The Best Markets For Residential Property Investors 2 days ago  Print This Post US Bank: The Legal Challenges of Default Servicing in Daily Dose, Featured, Foreclosure, Journal, Loss Mitigation, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: FirstBank Puerto Rico Brings RES.NET Onboard to Streamline Operations Next: All About Policy and Prices in Housing Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Share Save Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Beth Northrop-Day Foreclosure FSC 2018 Loss Mitigation US Bank Beth Northrop-Day Foreclosure FSC 2018 Loss Mitigation US Bank 2018-10-26 David Wharton About Author: David Wharton The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / US Bank: The Legal Challenges of Default Servicing Demand Propels Home Prices Upward 2 days ago October 26, 2018 3,322 Views Beth M. Northrop-Day is VP and Assistant General Counsel with US Bank, having joined the bank in August 2014. She is currently lead attorney for default management servicing control and default (servicing) operations, which includes but is not limited to foreclosure, REO/eviction, third-party vendor management and attorney oversight, audit and issues management, and mortgage default operations (including SPOC & MAP, default resolution, and business line controls management). Northrop-Day also has experience in the management of highly contested litigation related to mortgage foreclosures and has worked closely with various entities regarding compliance of state and federal-based rules and regulations.During the 2018 Five Star Conference and Expo, Beth Northrop-Day took some time out to sit down with DS News and discuss where default servicing is headed, the legal cases that could seriously impact the industry, and how legal firms can best streamline their interactions with servicers.What does a typical day look like in your role, if there is such a thing?I don’t think there is a typical day for an in-house attorney. I support many different business lines including mortgage default, attorney vendor oversight, and early-stage default. It’s a matter of what’s coming into the inbox, what’s on the phone, or just putting out fires and trying to be proactive. I don’t think I’ve had one “typical, standard day” since I started in this industry.There are days when I wish it would calm down a bit so I could concentrate on one thing at a time. This industry is always moving. You don’t know what’s coming next, so the challenge is in trying to stay ahead of the game and do the right thing. At US Bank, we pride ourselves on trying to power potential and staying a step ahead.Do you see the trends and challenges that have defined the mortgage industry in 2018 continuing into 2019, or do you think there are any significant changes on the horizon?Mortgage is cyclical. We’re in a great phase right now where companies are still originating, homebuying is occurring, people are successfully paying their mortgages, all fantastic things. But, if I were to hazard a guess, by mid to late 2019, or perhaps early 2020, we’ll start to see some changes. Some mortgages will be hitting their five- to seven-year marks—what’s that going to look like? I don’t know. Mortgage changes along with the economy, so I anticipate seeing some things changing. As a mortgage industry though, we’ve made so many incredible changes—we are proactive and are working hand-in-hand with borrowers, investors, and regulators.Are there any cases that have been decided recently or that are in the pipeline right now that you foresee having a major impact on the industry in the months to come?There’s a case out of Colorado—Obduskey v. Wells Fargo. It’s a Fair Debt Collection Practices Act (FDCPA) action dealing with the issue of whether the FDCPA, which protects borrowers, applies in foreclosure proceedings that take place outside the court system. This case is now before the U.S. Supreme Court. From a lender and servicer perspective, if a non-judicial foreclosure is suddenly reclassified as debt collection, as opposed to lien enforcement, that could have an impact on the industry.What are some of the ways financial services firms can best partner with servicers in order to streamline that relationship and make for a more productive business relationship?I work with our law firms every single day, whether it’s from a foreclosure perspective, REO, bankruptcy (as to law firm oversight), and loss mitigation. We rely heavily on the law firms to keep us updated on all laws that are coming down, legislative changes, and trends that they’re seeing. They’re the ones in court; they’re the ones talking to the judges. I rely on them heavily to communicate with me, because I need their guidance and I need their support to ensure that I fully protect the bank, that I’m protecting our borrowers, and that we’re always doing the right thing.What is one thing you wish more people understood about what you do?What people need to understand is that we are not about taking people’s houses. We want to partner with borrowers, we want to stay a step ahead, and we want to do the right thing. Whether you’re a bank servicer or a mortgage servicer, we’re not in business to become property owners. We want everyone to be successful. I want you to have a mortgage. I want you to love your home and stay in your home and make your payments, and whatever I can do to help you do that, we’re going to step back and we’re going to look at those programs. Subscribelast_img read more

Pike County OCAP celebrates 52 years of community action

first_imgLatest Stories Troy falls to No. 13 Clemson Pike County OCAP celebrates 52 years of community action You Might Like Fortune challenges incumbent Wilkes for PCBOE seat Deb Fortune, director of the Center for Excellence in eTeaching at Troy University, will challenge Pike County School Board President… read more The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Sponsored Content The Organized Community Action Program (OCAP) is celebrating May as Community Action Month, which is dedicated to recognizing the success of the National Community Action Network.America’s Community Action Agencies connect millions of children and families to greater opportunity; therefore, transforming their lives and making communities and the nation stronger. Published 10:23 pm Wednesday, May 23, 2018 “We serve children in Head Start, assist households with energy assistance, promote energy conservation by providing energy workshops, assist families with weatherization, provide seniors with food vouchers during National Nutrition Month and many other programs,” Young said. “Our work changes lives and strengthens our entire community.”  Pike County Sheriff’s Office offering community child ID kits Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthGet Fortnite SkinsTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Remember America’s heroes on Memorial Day By The Penny Hoarder Email the author “Community Action Month is a wonderful time to honor and celebrate the impact Community Action has in the lives of families and communities across the country,” said Wanda Moultry, OCAP executive director. “The Community Action Partnership Network offers insight to leaders looking to understand what is working on the ground to help families thrive, creating smarter solutions that can be put to work within communities across the country.”Tyesha Young, Pike County coordinator, said this year the local agency served more than 1,400 families in Pike County and empowered them to attain self-sufficiency. Plans underway for historic Pike County celebration Print Article Skip Book Nook to reopen OCAP was established in 1966 to create opportunities in Pike County with a Program Development grant of $16,000 to the current funding of more than $11 million. OCAP is a member of the Community Action Network, which was created in 1964. By Jaine Treadwelllast_img read more

Virtual viewings app for smartphones launched

first_imgHome » News » Virtual viewings app for smartphones launched previous nextProptechVirtual viewings app for smartphones launchedIn what is claimed to be a world first, Eyespy360 will soon enable agents to offer live and interactive property tours via mobile devices.Nigel Lewis31st May 201702,396 Views LtoR: EyeSpy360 CEO Andrew Nichols and COO Michael Valentine.A 360-degree tour tech firm is to launch a real-time service that will enable agents to offer virtual viewings.The system, it says, will be the first in the world to offer real-time, two-way viewings on mobile phones and laptops.Eyespy360, which is based in London, says this this will help agents cut down the number of physical viewings agents have to complete by eliminating tyre-kickers, and enable agents to concentrate on qualified leads.“Why wouldn’t a potential buyer look at a virtual tour first instead of turning up blind and then having to walk away when they realise it’s not for them,” says CEO Andrew Nichols (pictured, right).EyeSpy360, which launched in May last year and already counts Countrywide, Arun Estates, JLL and developer Octagon among its clients says it will launch the product in “a few months”.Started up in May 2016 but in development for six month before that, EyeSpy360 began by creating an affordable way for agents to offer high quality 360-degree property tours.Samsung GearWhereas some companies charge up to £4,000 for their proprietary kit, the EyeSpy360 system can be used with any of the 360-degree cameras on the market, which start at around £200 for the Samsung Gear 360 (pictured, right), for example.Eyespy360 then offers a ‘fremium’ model to create tours, but for agents to brand it their own, a subscription service is offered starting at £29 a month.The additional functionality due to go live will enable an agent to follow potential buyers or tenants as they tour a property and, if summoned to do so via an interactive button within the tour, talk to them via a skype-style text, audio or video conversation.The technology will also enable agents to conduct ‘open house’ virtual viewings in a similar way.“We started looking at areas where 360 VR tours could add value and the property space was one of them that we thought was ripe for change,” says Michael Valentine, the company’s COO (pictured, above).“I believe that VR 360 will soon supersede standard stills photography in the property market. We believe that because of the feedback from the agents, sellers and buyers who we talk to, who say it helps them win instructions when compared to agents who don’t use it.”michael Valentine Matterport Andrew Nicholls EyeSpy360 May 31, 2017Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

With Full Moon and Rain, Flooding Threat Continues in O.C.

first_imgStreet flooding covers sidewalks and part of a fire hydrant at the corner of Third Street and West Avenue on Monday night in Ocean City, NJ.Heavy rainfall and a near-full-moon tide combined to flood streets in Ocean City on Monday night.With the full moon arriving Tuesday night and with more rain in the forecast, the possibility exists for more flooding. Residents of low-lying streets should consider moving vehicles to high ground.High tides on Tuesday on the bay side of Ocean City (Ninth Street Bridge) are at 9:26 a.m. and 9:03 p.m.A National Weather Service flash flood warning for most of southern New Jersey continues into Tuesday morning. Lines of thunderstorms on Monday dumped several inches of rain on different parts of the region.Passing showers are likely to continue until 8 p.m. Tuesday, according to the NWS forecast.last_img read more